Last Updated: January 1, 2026
Welcome to the The Place Fund ecosystem of technology platforms, investment services, and regenerative capital systems (collectively, the “Services”). These Services are operated by life.ai, LLC, a Colorado limited liability company, and its affiliates, including Regenerative Development Corporation (“RDC”), the Planetary Regenerative Trust (“PRT”), The Place Fund, Zoen, Regenity, and Future City Portal (collectively, “the Company,” “we,” or “us”).
By accessing or using any of our websites, platforms, or services, you (“User,” “you,” or “your”) signify that you have read, understand, and agree to be bound by these Terms of Service, regardless of whether you are a registered member. Please read these Terms carefully before using our Services.
We may update these Terms of Service from time to time. We will post the revised Terms on our websites and indicate the effective date at the top of this page. Your continued use of any Service after we post changes constitutes your acceptance of the revised Terms.
Our Services are intended solely for users who are at least 18 years of age. By using any Service, you represent and warrant that you are 18 or older and that you agree to abide by all terms herein. Registration by, use of, or access to the Services by any natural person under 18 is unauthorized and in violation of these Terms.
Certain portions of our Services — particularly those relating to viewing or making investments in securities offered through the PRT or Place Fund — are available only to Accredited Investors as defined by Rule 501 of Regulation D under the Securities Act of 1933. Investments in such securities are restricted, illiquid, and high-risk. There is no guarantee of any return. Do not invest amounts you cannot afford to lose in their entirety.
Persons resident outside the United States may access our platforms only where such access does not violate applicable local laws.
All content on our platforms — including text, graphics, software, images, video, sound, and their selection and arrangement — is our proprietary property with all rights reserved. We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use. You may not modify, copy, distribute, republish, or sell any portion of our content without prior written permission.
We may terminate, disable, or restrict your access to any Service at any time without notice if we believe you have violated these Terms.
Certain Services, including the Life AI platform and Personal AI Liaison (PAL) system, utilize artificial intelligence models and generative AI tools. You acknowledge and agree:
The securities offered through the Planetary Regenerative Trust and The Place Fund have not been registered under the Securities Act of 1933, in reliance on the exemptive provisions of Regulation D, Rule 506, and/or Regulation A. Securities sold through private placements are restricted and not publicly traded.
Neither the U.S. Securities and Exchange Commission nor any state securities commission has approved, passed upon, or endorsed the merits of any offering on our platforms. Investment overviews on our platforms contain summaries for informational purposes only and do not purport to be complete. Potential investors are encouraged to consult with professional tax, legal, and financial advisors before making any investment.
Impact NAV (INAV) figures, five-capitals scores, and regenerative credit valuations are estimates based on methodology developed by RDC and the RCCS framework. They are not audited financial statements and should not be relied upon as representations of actual or future returns.
You agree not to:
You retain ownership of content you submit to our Services (“User Content”). By submitting User Content, you grant us an irrevocable, perpetual, non-exclusive, worldwide, royalty-free license to use, copy, modify, display, and distribute such content in connection with operating and improving our Services. You represent that you have all rights necessary to grant this license.
We may review, edit, or remove User Content at our sole discretion without notice.
“life.ai,” “PRT,” “Planetary Regenerative Trust,” “RDC,” “Regenerative Development Corporation,” “RCCS,” “Zoen,” “Regenity,” “Future City Portal,” and related logos are trademarks of the Company and its affiliates. They may not be used without prior written permission.
If you believe your copyrighted work has been infringed on any of our platforms, please send a notice to our designated agent at [email protected]. Your notice must include: (1) your signature; (2) identification of the infringed work; (3) your contact information; (4) location of the infringing material; (5) a good-faith belief statement; and (6) a statement of accuracy under penalty of perjury.
By using our Services, you consent to receive all notices, agreements, disclosures, and communications electronically — via our websites or to the email address you provide. If you require paper copies of any disclosure, contact us at the address below.
YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY AND ITS AFFILIATES, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SERVICES — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY TO YOU FOR ANY CAUSE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM OR (B) $1,000.
You agree to defend, indemnify, and hold harmless the Company and its affiliates from and against any claims, damages, obligations, losses, costs, and expenses arising from: (a) your use of the Services; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any third-party right.
These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles. Any dispute arising from or relating to these Terms or the Services shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. Arbitration will be conducted in English in Delaware. This agreement to arbitrate does not prevent either party from seeking injunctive relief in any court of competent jurisdiction.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver. These Terms constitute the entire agreement between you and the Company regarding the Services.
Questions about these Terms? Contact us at [email protected] or by mail at The Place Fund, Denver, CO 80205.