Privacy Policy

Last Updated: January 1, 2026

This Privacy Policy describes how life.ai, LLC, Regenerative Development Corporation, the Planetary Regenerative Trust, and affiliated platforms (collectively, “The Place Fund,” “we,” or “us”) collect, use, and share information about you when you use any of our websites, products, or services.

If you have questions or concerns, contact us at [email protected].

1. Information We Collect

Information you provide directly

• Identity data: name, email address, phone number, date of birth, government ID
• Financial data: bank account information, investment details, income verification (for investor platforms)
• Account data: username, password, preferences, settings
• Communications: messages you send us, support requests, survey responses
• Content you submit: session inputs to AI systems (PAL, Life AI), feedback, User Content

Information collected automatically

• Log data: IP address, browser type, operating system, pages visited, time and date of visits, referring URLs
• Device data: device identifiers, hardware model, operating system version
• Cookies and similar tracking technologies (see Section 5)
• Location data: approximate location derived from IP address
• AI interaction data: inputs, outputs, and session metadata from AI-assisted features

Information from third parties

• Accredited investor verification services
• Identity verification and KYC/AML providers
• Analytics providers (e.g., Google Analytics)
• Social login providers (if applicable)

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Services;
• Verify your identity and eligibility (including accredited investor status);
• Process investment transactions and disbursements;
• Operate and improve AI-assisted features, including the PAL system and Life AI platform;
• Send transactional and service communications (e.g., confirmations, security alerts);
• Send marketing communications where you have opted in;
• Comply with legal obligations, including anti-money laundering and securities regulations;
• Detect and prevent fraud, abuse, and security incidents;
• Conduct analytics and research to improve our platforms;
• Enforce our Terms of Service.

3. How We Share Your Information

We do not sell or rent your personal information. We may share it with:

• Service providers: Companies that perform services on our behalf (hosting, payment processing, identity verification, analytics, email delivery). They are contractually bound to protect your information.
• Financial and legal partners: Registered broker-dealers, custodians, legal counsel, and auditors, as required to facilitate investment transactions.
• Affiliated entities: Other companies within the RDC / LIFEAI ecosystem where necessary to provide the Services you use.
• Legal authorities: When required by law, court order, or to protect the rights, safety, and property of users, third parties, or the Company.
• Business transfers: In connection with a merger, acquisition, or sale of assets, subject to confidentiality commitments.
• With your consent: In any other case where you give us explicit permission.

4. AI Data Practices

Our AI-assisted platforms (Life AI, PAL system, and related services) process your inputs to generate responses, recommendations, and personalized experiences. Specifically:

• Session data from AI interactions may be retained for safety monitoring, system improvement, and compliance for up to 90 days by default. You may request deletion.
• We do not use your AI session data to train third-party foundation models without your consent.
• Virtue alignment scores and coherence metrics computed during AI sessions are used solely within our platform and are not shared with third parties.
• PAL Moment Window data (90-second session state) is ephemeral and is not persisted beyond the active session unless you explicitly save it.

5. Cookies and Tracking

We use cookies and similar technologies to maintain sessions, remember your preferences, understand how you use our platforms, and support security features. Types of cookies we use:

• Essential cookies: Required for authentication, security, and basic functionality. Cannot be disabled.
• Analytics cookies: Help us understand usage patterns. You may opt out via your browser settings or our cookie preference tool.
• Marketing cookies: Used only where you have opted in to marketing communications.

You may disable non-essential cookies via your browser settings. Disabling cookies may affect the functionality of certain Services.

6. Data Retention

We retain your personal information for as long as your account is active, as needed to provide Services, or as required by applicable law (including securities record-keeping requirements, which may extend to 7 years). After this period, we securely delete or anonymize your data.

7. Your Rights and Choices

Depending on your location, you may have the right to:

• Access the personal information we hold about you;
• Correct inaccurate or incomplete data;
• Request deletion of your data (subject to legal retention requirements);
• Opt out of marketing communications at any time;
• Data portability — receive your data in a machine-readable format;
• Object to or restrict certain processing activities.

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days. For California residents, additional rights apply under the CCPA/CPRA. For EU/UK residents, rights apply under the GDPR.

8. Security

We implement industry-standard security measures including encryption in transit (TLS), encryption at rest, multi-factor authentication, access controls, and regular security reviews. However, no system is completely secure. In the event of a data breach affecting your rights and freedoms, we will notify you as required by applicable law.

9. International Data Transfers

Our Services are operated primarily in the United States. If you access our Services from outside the US, your information will be transferred to and processed in the US, where data protection laws may differ from those in your country. By using our Services, you consent to this transfer.

10. Children’s Privacy

Our Services are not directed to or intended for use by children under 18 years of age. We do not knowingly collect personal information from minors. If you believe a minor has provided information to us, please contact us immediately at [email protected] and we will promptly delete it.

11. Third-Party Links

Our platforms may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies before providing any personal information.

12. Changes to This Policy

We may update this Privacy Policy periodically. We will post the revised policy on our websites and update the effective date above. Material changes will be communicated to registered users by email. Your continued use of our Services after the effective date constitutes your acceptance of the updated policy.

13. Contact Us

For questions, concerns, or to exercise your rights under this policy, contact us at:

The Place Fund
Attn: Privacy Officer
Denver, CO 80205
[email protected]